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What Makes Up Your Monthly Mortgage Payment?

What Makes Up Your Monthly Mortgage Payment?

Aug 26, 2021

A monthly mortgage payment is a significant expense on the average household budget; yet many consumers are unaware of what exactly makes up their mortgage payment. Understanding the structure of your mortgage payments will not only help you understand how much house you can afford, but will also help in determining how long it will take to pay off your home loan and what it will cost you over time. Let’s go over the main components that...

A Home Buyer's Guide to Closing Costs

A Home Buyer's Guide to Closing Costs

Jul 22, 2021

Closing costs play a significant role in your home buying process and are separate from your down payment. Closing costs are typically 2-5% of your loan amount, and will vary depending on your state, loan type, loan amount and mortgage lender.[1] According to data pulled from mortgage technology company ClosingCorp, the national average closing costs required to buy a home in the US for 2020 were $6,087 including taxes, and $3,470 excluding taxes...

Steps to Purchasing Your New DSLD Home

Steps to Purchasing Your New DSLD Home

Jun 22, 2021

In honor of National Homeownership Month, we wanted to take this opportunity to give our future homeowners a little insight into their home buying journey with DSLD Mortgage. Purchasing a home will most likely be among your largest and most rewarding lifetime investments. At DSLD Mortgage, we understand that with this purchase comes much to consider including which lender you will choose.  You may have already looked into DSLD Homes an...

5 Reasons to Refinance Your Home

5 Reasons to Refinance Your Home

May 27, 2021

Mortgage Refinance It's a topic we all hear about, but only few look into. Going through the mortgage loan process can be daunting, and many people avoid going through this process a second time - especially when it doesn't end with a new home. Nevertheless, refinancing your mortgage has its perks, and it is important to consider all options available to you. Before understanding the benefits of a mortgage refinance, let's ...

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